Tuesday, January 21, 2025

I kept on saying I’m not gonna watch Seventeen’s concert. But on the eve of the first day, I accepted the offer of a friend to buy for me and immediately got myself a VIP Standing ticket. Marupok na kung marupok pero I spent sleepless nights thinking about it and I knew it’s no longer just FOMO. It was about my mental health and how I will be for the rest of the year.


Hindi naman ako agad-agad bumigay, shempre. The reason why I had to wait until Friday was because I prayed. I asked for a sign from St. Therese of Child Jesus and St. Andrew Kim Taegon. I told them that if I will see a bouquet of roses before the concert, it means I can go to the concert with peace of mind - at pagbalik ko sa bahay, my parents will be fine and there’ll be not even an ounce of regret na I’ll have additional debt (no pressure though, no interests, pay when able).


I was so careful about mentioning this to others kasi baka madinig ni Meta at magpakita ng kung ano-ano. I refuse to look around din whenever I go somewhere outside the office kasi ayokong isipin ko later on na I forced it.


The whole Thursday, there was nothing. But on Friday, nagparamdam na bigla yung mga rosas. The first one was when I saw the profile picture of an “influencer” holding a rose. I don’t like the girl but I paid attention to the fact na isa lang ang hawak niya. I told myself na hindi yun counted. I asked for a bouquet, or atleast madami. I kept on browsing through Facebook and came across this ad of an online flower store. Puro bouquets pero walang roses, when normally meron sila.


Nung mga oras na yon, akala ko wala na talagang pag-asa. Unti-unti ko na tinatanggap yun eh. I don’t want to go against the prayer and decide on my own kasi parents ko yung sinangkalan ko.


But suddenly, I came across this tweet about Hanahaki disease when I was checking out MinWon’s White Midnight teasers. It was a scene from a manga where a guy was coughing while there’s a set of xray images of his brain on the side of his hospital room. And sa next picture, there’s a closeup shot of the xray images, and boom… roses. 


Hanahaki disease, after all, is a fictional disease wherein a person coughs roses with thorns if his love isn’t reciprocated. Yun yung madalas na nagiging cause of death because tumutubo yung halaman sa loob niya.


Now, if that isn’t a sign, then I don’t know what is. So I went back home early and bought the ticket. 


Cut to the concert day.


Before I left the house, nag-away pa kami ni Mama at Daddy because it felt like they don’t want me to go. Pero kailangan ko kasi kaya nga siguro ko pinapanood ng concert para makapagpahinga from all the unplanned responsibilities eh, pero parang ambigat sa loob nila na paalisin ako. Parang kailangan may isipin ako sa concert at hindi ako magsaya - kase nasa bahay sila at walang kasama, dahil hirap na hirap na daw sila, dahil “ano ba naman yang concert na yan? Dapat nagdadasal ka lang! Kaya sumasama ang mundo eh!”


Eventually, daddy apologized and mama never did. Pero tumuloy pa rin ako. And while waiting for the concert, pinalabas yung MV ng Love, Money, Fame. And yes, may scenes dun na may hawak na bouquet of roses si Mingyu.


That moment, I was alone, pero nangilabot talaga ko. Like is this a reminder na pwede ako magpahinga? Na once again, God used Seventeen to convince me na okay lang ako tumakas saglit. Okay lang na piliin ko muna sarili ko. Okay lang na kahitt minsan, ako yung masunod. Ang galing ng instruments ni God. From my friend to Seventeen, and to another friend na willing sunduin ako after the concert para madali ako makauwi.


I want to think na deserve ko pala. 


Saka na ko magkukwento ng concert stuff. Sa ngayon, gusto ko lang maging thankful. Nagnunurse ako ng PCD ngayon pero mas mabuti na yung pakiramdam ko. Iba kase talaga yung saya pag may Seventeen ka. :’)



Seventeen Heals.

Saturday, January 11, 2025

 We’re 11 days into 2025 and to be honest, it’s going better than I’m used to. I think the main game changer was my decision to forego the chance to watch Seventeen’s concert next week here in Bulacan. So that basically saved me 40k in an instant, less all other miscellaneous expenses because that’s just the tickets. Gahd, the moment I typed the last sentence, I suddenly wondered how was I able to get through the past concerts with NOTHING at all? I mean, all expenses back then were abrupt, unplanned, and not in the budget. HOW TF WAS I ABLE TO MANAGE?


I realized in an instant that it’s through debts. And to be honest, I’m starting to learn how to manage my finances. And I guess that the first step was sticking to my priorities. Seventeen is VITAL to my mental health, but so is my desire to step foot in South Korea on November. (Although I’m still praying that Kuya Mike and Kuya Don will surprise us with free tickets, I’m gonna need my showmoney for the visa application so, yep, hello, we need to save!)


So basically, that’s my priority. Plus the medical expenses of my parents and the household stuff I need to pay for… 


The first thing I did was debt consolidation. Driven by the dire need, I decided to avail of Eastwest’s InstaCash promo and loaned a total of 185k before the year ended. As I didn’t have a choice, I chose a 5-year installment plan. The interest’s higher when you compute, but atleast the monthly amount is manageable. 


From that money, I decided to pay off my Unionbank credit card debt and Ate Julie. I was also able to update my payments in Eastwest as well so it doesn’t incur penalties and interests. And I have money to use during emergencies. I have so much debt left though but I’m working on it. I’m making sure I’ll triumph over these debts this year. 


To be honest, this is not easy. It takes lots of sacrifices - the Seventeen concert topping the list of course. I have to let go of a lot of things and stay away from my comfort zone most of the time. What helps me to stick to this resolve is tracking my finances. I was doing it so wrong in the past that I couldn’t stick to it. So thank God, I’ve finally learned the strategy that works best with me.


What I did was just to record my income and expenses and decided not to worry about how much I have. Because it is way easier to check if I’m spending more than what I’m earning/receiving, than keeping track of how much is in my wallet everyday. I realized I’m not a bank. I’m a person who’s trying to handle my finances properly. I don’t need to do accounting entries everyday - because besides the fact that I don’t know how to do it, I’m really often lazy to do it.


Now, here’s the catch: my salary is never enough. So to help at least with my daily expenses or my parents’ medicines, I decided to sell paruso and other bread products of Emong’s and Alicia’s Bakeries. Many people from my town missed it so much so I took advantage of it, highlighted the provenance of these delicious breads, and sold it to everyone. I’m not earning so much but at least, it gives me a few hundreds every week. My capital peaked at almost 6k last holiday season so I guess it’s really making a comeback now. 


Honestly, I am planning to revive the bakery in Meycauayan after the house has been renovated. I shifted to Kuya Rico as my architect (with Chris’ permission!) and we’re planning to start the construction at least by mid-February. This is another challenge, of course, because it was totally difficult to stick to your budget once the work begins. But I know God will provide. I know God will finally allow this for us.


This little bit of freedom for financial worries somehow lessens my stress, to be honest. There are lots of times when I thought that money is really my number one stressor, mainly because my parents are both senior citizens and their insurance is nearing its expiration. And that’s basically my biggest motivation to stick to this. I need to have enough money to support their finances when I’m practically on my own in two years. I need a fallback and the bakery is my plan A.


Right now, I’m feeling positive on what this year’s gonna give us all. Maybe this is what happens when you stopped stressing yourself about what’s the future instead of focusing on the present. Whew. I guess I finally learned my lesson. Thank God.


What’s next? I have to learn how to prioritize finishing my deadlines. I have a lot of things to do for Leo and Quico Vecin so I might as well focus on that too.


But one step at a time… one step at a time. :)

Exciting Year Ahead